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Credit scoring is an assessment to determine whether a loan applicant is eligible for a loan based on criteria set by the lending organization or institution. In general,
Credit scoring is a method used by banks in determining whether or not a loan applicant is eligible to get a loan. Based on the above, a data science solution is created to predict the loan repayment ability of loan applicants.
A recommendation system is needed for lending organizations that can predict whether or not to provide loans to people who have no previous credit history or to people who have a previous credit history. This project was carried out with several students from other universities at PT. Zona Edukasi Nusantara ( Zenius ).